Register SEPA direct debit as a payment method

POST /payment-methods/sepa-direct-debit

By registering you allow the user to use SEPA direct debit as a payment method. The payment method ID is optional when posting data.

application/vnd.api+json

Body Required

  • data object
    Hide data attributes Show data attributes
    • id string(uuid)

      The ID of this payment method.

    • type string Required

      Value is paymentMethod.

    • Hide attributes attributes Show attributes attributes
      • kind string Required

        Value is sepa.

      • iban string Required

        International Bank Account Number (as defined in ISO 13616:2007), blanks are stripped

      • title string

        Legal title of account owner.

      • Legal name of account owner (in case of an individual person)

      • lastName string

        Legal first name of account owner (in case of an individual person)

      • company string

        Legal name of the company in (case of a company account, firstName and lastName are ignored in that case)

      • address object Required

        Residential address of the company or individual. Mailing may used in cases, where the payment provider has issues processing the payment.

        Hide address attributes Show address attributes
      • email string(email)

        Email address

Responses

  • 201 application/vnd.api+json

    Created

    Hide response attribute Show response attribute object
    • data object
      Hide data attributes Show data attributes
      • type string

        Value is paymentMethod.

      • id string(uuid)

        Payment method ID

      • Hide attributes attributes Show attributes attributes
        • kind string

          one of sepa, creditcard, paypal, paydirekt, dkv, applepay, ...

        • status string

          The desired status for a payment method is verified, this means the method is ready to use. A payment method that has the status created has yet to be verified. This is the case for payment methods, which have an asynchronous verification process, e.g., paydirekt (waiting for an email).

          Values are created, verified, pending, or unacceptable.

        • PACE resource name(s) to payment method vendor

        • twoFactor boolean

          indicates if the payment method kind requires two factors later on

        • approvalURL string(url)

          URL for the user to call in order to approve this payment method.

        • alias string

          Customer chosen alias for the payment method

        • implicit boolean

          Implicit (true) payment methods are read-only and cannot be deleted, e.g., ApplePay

        • pacePay boolean

          Identifies if the payment method is a PACE payment method (true) or a broker method (false)

        • Mandatory transaction attribute validator

          Hide mandatoryAuthorisationAttributes attributes Show mandatoryAuthorisationAttributes attributes object

          Mandatory transaction attribute validator

        • expiry string(date-time)

          Expiry date of the payment method. If empty or not present the payment method does not have an expiry date.

        • managed boolean

          Managed (true) payment methods are read-only and cannot be deleted other than by the client (oauth/oidc) that created them.

      • meta object
        Hide meta attribute Show meta attribute
        • Merchant name if the request was made in a way that a merchant name can be determined. For example if requesting payment methods for a specific gas station, it is the merchant name at that gas station.

      • Hide relationships attributes Show relationships attributes
        • Hide paymentMethodVendor attribute Show paymentMethodVendor attribute
          • data object
            Hide data attributes Show data attributes
            • type string

              Value is paymentMethodVendor.

            • id string(uuid)
        • Hide paymentMethodKind attribute Show paymentMethodKind attribute
          • data object
            Hide data attributes Show data attributes
            • type string

              Value is paymentMethodKind.

            • id string(uuid)
        • Hide paymentTokens attribute Show paymentTokens attribute
          • data array[object]
            Hide data attributes Show data attributes object
            • type string

              Value is paymentToken.

            • id string(uuid)
  • Already exists

    Hide headers attribute Show headers attribute
    • Location string(url)

      Location of the already existing payment method

  • 400 application/vnd.api+json

    Bad request

    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
  • 401 application/vnd.api+json

    OAuth token missing or invalid or a linked identity is missing.

    Linked identity missing is a special case where you need to make sure that the user has additionally logged in / authorized with a third-party.

    This is not relevant for most use-cases.

    The specific error code that identifies a missing linked identity is missing-linked-identity

    Example:

      {
          "errors": [
              {
                  "id": "cbgmhslmp1o9or9kh1p0",
                  "title": "Missing linked identity for authorized access",
                  "detail": "Linked identity is needed to access this resource, please check why the user does not have a linked identity",
                  "status": "401",
                  "code": "missing-linked-identity"
              }
          ]
      }
    
    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
  • 406 application/vnd.api+json

    The specified accept header is invalid

    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
  • 409 application/vnd.api+json

    Resource conflicts

    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
  • 415 application/vnd.api+json

    The specified content type header is invalid

    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
  • 422 application/vnd.api+json

    The request was well-formed but was unable to be followed due to semantic errors. The following codes may be seen:

    • provider:card-not-usable: The card is rejected by the payment provider
    • provider:invalid-content: One or more fields of the payment method is not accepted by the payment provider
    • invalid-charset: The fields charset is not latin
    • too-long: The fields content is too long
    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
  • 500 application/vnd.api+json

    Internal server error

    Hide response attribute Show response attribute object

    Error objects provide additional information about problems encountered while performing an operation. Errors also contain codes besides title and message which can be used for checks even if the detailed messages might change.

    * 1000: generic error * 1001: payment processing temporarily unavailable * 1002: requested amount exceeds the authorized amount of the provided token * 1003: implicit payment methods cannot be modified * 1004: payment method rejected by provider * provider:payment-method-rejected: payment method rejected by provider (identical to 1004) * rule:product-denied: Product restrictions forbid transaction, e.g., forbidden fuel type - token authorized only for Diesel but attempted to fuel Super.

    • errors array[object]
      Hide errors attributes Show errors attributes object
      • id string

        A unique identifier for this particular occurrence of the problem.

      • status string

        the HTTP status code applicable to this problem, expressed as a string value.

      • code string

        an application-specific error code, expressed as a string value.

      • title string

        A short, human-readable summary of the problem that SHOULD NOT change from occurrence to occurrence of the problem, except for purposes of localization.

      • detail string

        a human-readable explanation specific to this occurrence of the problem. Like title, this field’s value can be localized.

      • source object

        An object containing references to the source of the error.

        Hide source attributes Show source attributes
        • pointer string

          A JSON Pointer [RFC6901] to the associated entity in the request document [e.g. "/data" for a primary data object, or "/data/attributes/title" for a specific attribute].

        • A string indicating which URI query parameter caused the error.

      • meta object

        a meta object containing non-standard meta-information about the error.

        Hide meta attribute Show meta attribute
POST /payment-methods/sepa-direct-debit
curl \
 -X POST https://api.pace.cloud/pay/2024-1/payment-methods/sepa-direct-debit \
 -H "Authorization: Bearer $ACCESS_TOKEN" \
 -H "Content-Type: application/vnd.api+json"
Request examples
{
  "data": {
    "id": "2a1319c3-c136-495d-b59a-47b3246d08af",
    "type": "paymentMethod",
    "attributes": {
      "kind": "sepa",
      "iban": "DE89 3704 0044 0532 0130 00",
      "title": "Prof. Dr.",
      "firstName": "Jon",
      "lastName": "Smith",
      "company": "Clean House GmbH",
      "address": {
        "street": "Haid-und-Neu-Str.",
        "houseNo": "18",
        "postalCode": "76131",
        "city": "Karlsruhe",
        "countryCode": "DE"
      },
      "email": "jon.smith@example.com"
    }
  }
}
Response examples (201)
{
  "data": {
    "id": "d7101f72-a672-453c-9d36-d5809ef0ded6",
    "type": "paymentMethod",
    "attributes": {
      "kind": "sepa",
      "identificationString": "DEUTSCHEBANK XX 3000"
    }
  }
}
Response examples (400)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}
Response examples (401)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}
Response examples (406)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}
Response examples (409)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}
Response examples (415)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}
Response examples (422)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}
Response examples (500)
{
  "errors": [
    {
      "id": "string",
      "links": {
        "about": "string"
      },
      "status": "string",
      "code": "string",
      "title": "string",
      "detail": "string",
      "source": {
        "pointer": "string",
        "parameter": "string"
      },
      "meta": {}
    }
  ]
}